Tuesday, 12 April 2011

A simple case of Travel insurance........or is it?

So now that I have had the first annual scan and got the all clear it was time to get that long awaited holiday for the family organized. We were lucky enough to be able to arrange two weeks at a relations apartment in Majorca. In fact as soon as we heard that the two weeks we wanted were available the flights had been booked within ten minutes of us putting the phone down!

That was the easy bit.

I knew getting travel insurance for me that would cover PMP would be difficult but this was the first time that I had actually needed it. So it was a good opportunity to see just how hard it was....

So firstly I targeted the big names-

Direct Line- Would not offer cover.

AVIVA- Would not offer cover.

Churchill-Would not offer cover.

LV- Would not offer cover.

Swinton-Would not offer cover.

Surprisingly I found that More Than would offer cover but it was terribly expensive. £269 for two week’s cover for me and then I would have to cover the family separately (about £39).

I then tried MIA who I had previously been recommended and who specialize in offering cover for people with serious medical conditions. £51.50! I could not believe the difference!

All I had to do to get cover was to get my GP to make a note on his computer system to say that I was fit to travel on the dates of the holiday. The earliest I could arrange the cover was 60 days before hand but that was it.

Needless to say MIA will be getting my money.

The frustrating thing is that the chances of anything happening that is PMP related is absolutely minimal. PMP is such a slow growing cancer that it would take a long time for it to cause a problem. It’s so frustrating.

However, I have it easy compared to those people who have had some kind of re-occurrence. I know of at least two people who currently cannot get any insurance cover, even from MIA as they have had some kind of PMP re-occurrence. Both are on a watch and wait with their specialist centre and perfectly able to take holidays but can’t get insured. Dilemma, do you go on holiday un-insured or not? If something were to happen the UK is only a 24hr flight away. Fact is, with what these fellow PMP sufferer’s have been through and with the uncertainty that they face at the moment both they and their families probably need that holiday more than any one.......


  1. A possible way round this is to get cover that does not include PMP cover as you say it is unlikely that anything PMP related will happen and what you really need is cover for lost baggage/missed flights and accidents, if you are prepared to exclude travel insurance that does not cover PMP then you should be fine.

  2. Hi Mark,
    Great to hear from you! How's the recovery going? What have you been up to?


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